Privacy Policy

Last updated: 6 October 2026. Short + seedha, bina legal jargon ke.

Kya hum collect karte hain

• Khata data (naam, amount, phone, message) browser storage (localStorage) me save hota hai; BaatBanao ke database par upload nahi hota. Jab aap WhatsApp/UPI action use karte hain, selected details destination app ko ja sakti hain. QR aapke browser ki local library se banta hai; QR banane ke liye UPI details kisi QR service ko nahi bheji jaati. Shared payment link ke URL me recipient details ho sakti hain; link sirf intended recipient se share karein.
• Analytics — Google Analytics / GA4 se page views, page URLs aur basic interaction/device statistics collect ho sakte hain. Standalone payment pages par GA load nahi ki jaati. Analytics ko anonymous samajhkar personal details URL ya campaign tags me na daalein.
• Cookies — analytics aur ads (AdSense) ke liye cookies use ho sakti hain. Aap browser me cookies block kar sakte hain.

Kya hum NAHI karte

• Aapka data sell nahi karte
• Khata database hum sell nahi karte. Hosting, analytics, ads, QR, WhatsApp aur UPI providers apni policies ke mutabik technical/payment data process kar sakte hain.
• Khata records ko hum apne application database me upload nahi karte. Shared payment URL ke parameters hosting/CDN request logs me aa sakte hain; payment pages par analytics load nahi ki jaati.
• Children (18-) ka data intentionally collect nahi karte

Third-party services

• Google Analytics 4 — page-view aur interaction statistics. Analytics script aur analytics cookies sirf explicit Allow choice ke baad load hoti hain. Choice na dene ya Reject karne par GA requests nahi bheji jaati. Purana notice dekh lena consent nahi maana jaata. Tracking me approved page/route aur limited interaction categories bheji jaati hain; raw query, message, phone, UPI ID ya ledger amount nahi bhejte. Standalone payment pages par GA load nahi ki jaati. Browser identifiers aur technical usage data Google ki policy ke mutabik process ho sakta hai.
• Google AdSense (advertising) — content/guide pages par ads dikh sakte hain. Google aur uske certified vendors cookies ya device identifiers (jaise advertising ID) use kar sakte hain taaki aapki is site aur doosri sites ki visits ke aadhar par ads dikhaye ja sakein. Aap personalised ads yahan band kar sakte hain: Google Ads Settings, aur third-party vendor cookies yahan opt-out kar sakte hain: aboutads.info. Google ka data use: How Google uses information from partner sites. EEA/UK users ko ads se pehle alag consent choice dikhegi.
• Vercel — website hosting aur CDN. Website files serve hoti hain. Hosting request logs me IP, user-agent aur requested URL (payment link ke query parameters samet) aa sakte hain. In logs ki handling hosting provider ki settings aur policy par depend karti hai.
• WhatsApp / UPI apps — jab aap "WhatsApp par bhejo" ya "Open UPI app" dabate hain, wo message/payment details seedha us app ko jaati hain (WhatsApp, GPay, PhonePe, Paytm etc.) — unki apni privacy policies lagti hain.
• QR codes — UPI QR aapke phone/browser me hi banta hai (local library); UPI details kisi QR server ko nahi bheji jaati.
• Bill/Parchi scan (OCR) — photo poori tarah aapke device/browser ke andar hi process hoti hai (Tesseract.js, WASM). Aapki photo, bill ki image ya uska text kisi server par upload nahi hota. OCR engine ki files hamari apni site (same-origin /vendor/tesseract/) se load hoti hain — kisi third-party CDN se nahi. Pehli baar scan karte waqt engine download karne ke liye internet lagta hai; uske baad wo aapke browser me cache ho jaata hai aur scan bina internet ke bhi chalta hai.
• Voice / Microphone — jab aap 🎙️ mic button dabate hain, tab aapki awaaz browser ki built-in speech-recognition service se text me badli jaati hai. Ye service device/browser ke hisaab se Google (Chrome, Android) ya Apple (Safari, iOS) provide karti hai, isliye uss waqt audio ka ek chhota hissa unke server par process hota hai — unki apni privacy policy lagu hoti hai. Hum aapki recording apne kisi server par save nahi karte. Mic permission aap browser settings me kabhi bhi revoke kar sakte hain; permission dene ke baad hi mic chalta hai aur bina diye app ka baaki hissa waise hi chalta hai.

Cookies aur consent

Pehli visit par ek chhota cookie notice dikhta hai. "Allow" = analytics allowed; "Reject" = sirf zaroori (functional) storage. Neeche se analytics choice badal sakte hain. Analytics reject karne se khata/local records delete nahi hote; pehle allowed tag ko band karne ke liye page reload hoga. Aap kabhi bhi browser settings se cookies clear/block kar sakte hain — app phir bhi chalegi, kyunki khata data localStorage me hai (cookie nahi). Ads live hone par EEA/UK/CH visitors ko Google-certified consent message alag se dikhega.

Data retention aur delete

Khata, history, bills aur settings sirf aapke device par hain — jab tak aap delete nahi karte, wahin rehte hain. App me Settings → Clear all app data se ek tap me sab delete ho jaata hai. Backup file (JSON) aap khud download karte hain; hum uski copy nahi rakhte.

Aapke rights

Aap kisi bhi waqt apne phone me site clear karke saara data delete kar sakte hain (browser storage clear karo). Khata use karne ke liye account zaroori nahi hai. Device data delete karna hosting-provider logs ko automatically delete nahi karta.

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